Simple Chevy Financing
If you're ready to embark on your financing journey, you can pre-qualify with our online application. Once our team receives your information, they'll be able to see what offers you qualify for. So, by the time you step into our showroom, we'll be ready to go!
You can also check out our rotating list of vehicle specials. They'll give you a better idea of what we're offering, so it'll be easy to decide which Chevy you want to take home. As you search for a vehicle you want, our sales and finance professionals are always standing by and ready to assist you in this process. We want to make sure you have the information you need about the vehicles that interest you and help you get the ride you want.
Should I Buy or Lease?
During the process of getting a vehicle, you will be faced with a few different options in financing. Two of the most common are to get an auto loan and finance a vehicle through your purchase or to get a lease. There can be benefits to both, and we're here to help you explore them.
When buying a car, you get to take full ownership of the vehicle. Through an auto loan, you can get the vehicle you want and pay it off over a long-term period of several years. During this time, you have no limits on how much you can drive or what you can do to customize the vehicle the way you want.
Through an auto loan, you take a journey that lasts much longer than the terms of a lease. Your auto loan may be for four, five, or six years, but you are making an investment in a vehicle that can last you for the next decade and beyond.
A lease is a short-term agreement. When you choose a lease, you are choosing a commitment of only two or three years. While there are driving limits and you may be limited in customization of the vehicle, you do get behind the wheel of something new with no existing mileage that has the latest features.
The terms of a lease can also lead to lower monthly payments. While you drive a vehicle on a lease, you only pay for the value of the vehicle during those years. This creates a situation where you can have lower monthly payments than if you choose a financing loan.
When your lease expires, you also have options. You can choose to purchase the vehicle at that time and pay off the remaining value through a financing loan or return the vehicle and take out a new lease on a new model.
Use Our Online Tools
We have several useful financial tools as well. We can help you estimate your credit score, which will help you get an idea of the offers you'll qualify for. We can even value your trade and help you apply that value to your down payment!
If you are ready to purchase a vehicle, you can save time before you visit by filling out the online finance application to potentially get pre-approved for an auto loan. If you have a trade-in, get an estimated trade-in value before you visit by using the Value My Trade tool. You can also get information about your credit score, what options you may have, and more simply by entering some basic information.
This can help you be more prepared for when you do visit our finance center. It gives you a head-start on working with our professional team and can help you get on the road as soon as possible.